Business insurance consultant - commercial line

Benefits:

• Bonus based on performance
• Flexible schedule
• Opportunity for advancement

Position Type: Independent Contractor / Commission-Only

Location: Remote (United States)

About Legacy Benefits Group

Legacy Benefits Group (LBG) as part of Legacy Protection Group helps businesses protect their people, assets, and operations through comprehensive commercial insurance and employee benefits solutions. Working with leading insurance partners and carriers, we provide tailored risk management strategies for organizations ranging from small businesses to large enterprises.

We are seeking driven, entrepreneurial Business Insurance Consultants who enjoy building relationships, generating new business, and helping organizations reduce risk.

Position Summary

The Business Insurance Consultant is responsible for developing new commercial insurance opportunities, building long-term client relationships, and serving as a trusted advisor to business owners and executives.

This is a business development-focused role where success is rewarded through an attractive commission structure with significant earning potential.

Responsibilities

• Develop new commercial insurance opportunities through prospecting, networking, referrals, and strategic outreach.
• Meet with business owners, executives, CFOs, HR leaders, and operations teams to evaluate insurance needs.
• Identify coverage gaps and recommend appropriate commercial insurance solutions.
• Present proposals and coordinate with carrier and brokerage partners to deliver competitive solutions.
• Build and maintain a strong pipeline using CRM tools.
• Maintain regular follow-up with prospects and clients.
• Develop relationships with referral partners, including:
• CPAs
• Commercial bankers
• Payroll providers
• HR consultants
• Business attorneys
• Chambers of Commerce
• Industry associations
• Cross-refer opportunities for employee benefits, executive protection, security consulting, risk assessments, investigations, cybersecurity, and other Legacy Protection Group services when appropriate.
• Stay informed on commercial insurance products, industry trends, and risk management best practices.

Products You'll Help Clients Obtain

• General Liability
• Commercial Property
• Workers' Compensation
• Commercial Auto
• Business Owner's Policies (BOP)
• Umbrella & Excess Liability
• Professional Liability (E&O)
• Directors & Officers (D&O)
• Employment Practices Liability (EPLI)
• Cyber Liability
• Crime & Fidelity
• Inland Marine
• Builders Risk
• Commercial Package Policies
• Specialty Industry Programs

Ideal Candidate

• Strong business development and relationship-building skills.
• Self-motivated with an entrepreneurial mindset.
• Excellent communication and presentation abilities.
• Comfortable networking with business owners and executive leadership.
• Organized and able to manage a sales pipeline independently.
• Professional, ethical, and client-focused.
• Previous B2B sales experience is preferred.
• Commercial insurance experience is preferred but not required.
• Active Property & Casualty insurance license is preferred or willingness to obtain one, if required for the role.

Compensation

Commission-only with uncapped earning potential. Residual commission opportunities, where applicable. Performance-based incentives and bonus opportunities. Flexible schedule and remote work environment.

Why Join Legacy Benefits Group?

• Work with experienced insurance and business professionals.
• Access to a broad portfolio of commercial insurance solutions.
• Ability to cross-sell employee benefits and complementary business services.
• High-income potential with no earning cap.
• Entrepreneurial environment with significant growth opportunities.
• Ongoing training, sales support, and marketing resources.
• Opportunity to build a long-term book of business and lasting client relationships.

If you're a motivated sales professional who enjoys helping businesses protect what they've built while creating your own unlimited income opportunity, we'd love to hear from you. This is a remote position.