About GAINSCO

Founded in 1978, GAINSCO offers property and casualty insurance with an emphasis on non-standard personal auto policies. It serves drivers nationwide by providing minimum-limits personal auto coverage, making insurance more accessible to a broader market. In 2020, GAINSCO, Inc. and its subsidiaries were acquired, making a significant milestone that strengthened GAINSCO’s ability to grow and expand its reach in the personal auto industry market while continuing to build on its decades of specialized expertise.

Join a team that is dedicated to supporting your professional growth and long-term success.

Who We Are

At GAINSCO, we are a team driven by passion, creativity, and a commitment to excellence. We celebrate achievements, encourage innovative thinking, and recognize the unique strengths each person brings. Our people truly set us apart. If you’re seeking a company where your contributions are valued, your efforts have a visible impact, and your dedication is recognized, take the next step in your career with us.

What does a Senior Actuarial Analyst- Pricing do?

• Perform advanced pricing, rate adequacy, profitability, trend, segmentation, and rate-level analyses for personal lines insurance products.
• Develop, validate, monitor, and enhance actuarial pricing and predictive models that support business and profitability goals.
• Analyze internal and external data to identify emerging trends, pricing opportunities, and product performance concerns.
• Prepare actuarial exhibits, reports, presentations, and recommendations for technical and non-technical audiences.
• Support rate reviews, regulatory filings, implementation activities, and audit-ready documentation.
• Partner with Product, Underwriting, Claims, Finance, Data Analytics, and other teams to evaluate pricing strategies and business impacts.
• Serve as a technical resource and provide coaching and knowledge sharing to less experienced actuarial team members.

What is required?

Education:

• Bachelor’s degree required, Actuarial Science, Mathematics, Statistics, Economics, Finance, Data Science, or another related quantitative field preferred

Certifications/ Licenses/ Designations:

• Minimum of five actuarial exams completed is required.
• Completion of the required CAS Data and Insurance Series, or DISCs, will count as one exam toward this requirement.

Experience:

• 4+ years of relevant actuarial experience in Personal Auto, Property and Casualty insurance, or related insurance data analytics.
• At least 2 years of pricing or ratemaking experience.
• Experience performing pricing analyses, actuarial indications, profitability studies, or rate-level analyses.
• Experience analyzing large datasets and translating findings into clear business recommendations.
• Experience supporting pricing initiatives, rate reviews, rate filing analyses, or regulatory submissions.
• Experience developing, implementing, validating, or maintaining actuarial pricing models, predictive models, or advanced analytical solutions.
• Experience using actuarial software, statistical tools, and analytical platforms.
• Experience communicating actuarial findings and recommendations to business partners and leadership.
• Personal Auto pricing strategy and profitability analysis experience preferred.
• Experience using the Akur8 pricing platform.
• Experience with actuarial pricing, predictive modeling, or advanced analytics platforms.

Other skills and abilities:

• Strong knowledge of actuarial pricing principles, ratemaking methodologies, and insurance pricing techniques.
• Strong analytical, problem-solving, and critical-thinking skills.
• Ability to evaluate product performance, profitability, rate adequacy, retention, growth, and competitive position.
• Understanding of predictive analytics and actuarial modeling concepts as applied to insurance pricing.
• Ability to independently complete complex actuarial analyses and develop actionable recommendations.
• Strong verbal, written, presentation, and data-storytelling skills.
• Ability to explain complex actuarial concepts to technical and non-technical audiences.
• Advanced proficiency with Microsoft Excel and analytical tools.
• Strong attention to detail and commitment to analytical accuracy.
• Ability to independently manage multiple projects and competing priorities.
• Ability to collaborate effectively across actuarial and business teams.

What else do you need to know?

• Remote.
• Excellent benefits package medical & dental, vision insurance, life insurance, short-term and long-term disability insurance.
• Parental Leave Policy
• 401K + Company Match
• PTO Plan + Paid Company determined Holidays.

Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity

All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.

GAINSCO is an Equal Employment Opportunity Employer