Remote loan officer- salary plus commission

Position: Mortgage Development Officer / Mortgage Loan Officer

Location: Fully Remote, Houston, TX or Tulsa, OK

Compensation: $40,000–$50,000 base salary

Commission: 30–45 BPS based on goals, uncapped

Schedule: Flexible

Overview

A credit union is hiring an experienced Mortgage Development Officer / Mortgage Loan Officer to grow mortgage production in either the Houston, TX or Tulsa, OK market. This is a relationship-driven origination role for an actively licensed Mortgage Loan Officer who can generate business through Realtors, community partners, corporate relationships, relocation professionals, and existing members. The role includes minimal company-provided leads, so the strongest candidate will have a proven history of self-generated production.

Responsibilities

• Recommend mortgage loan products and take applications
• Respond to member mortgage inquiries
• Develop referral relationships with Realtors, community leaders, corporate contacts, relocation professionals, and members
• Proactively generate new mortgage business
• Build repeat and referral business
• Maintain consistent follow-up and pipeline management
• Work with internal teams to ensure originated loans move effectively through closing
• Maintain active NMLS registration
• Complete required compliance training
• Use CRM, MMI, HomeBot, social media, and digital tools to support business development

Qualifications

• Active NMLS registration required
• 5–7 recent years of Mortgage Loan Officer or similar mortgage origination experience
• Must be based in Houston, TX or Tulsa, OK
• Proven ability to self-generate mortgage business
• Strong Realtor, community, corporate, and referral relationship experience
• Strong knowledge of mortgage lending products, policies, and practices
• Experience taking applications and recommending mortgage products
• Strong communication, organization, and follow-up skills
• Self-directed and comfortable developing business independently
• FHA, VA, Freddie Mac, construction, bridge, and reverse mortgage experience preferred
• CRM, MMI, HomeBot, and social media experience preferred
• Comfortable using technology and digital tools