Job Purpose

This position is open with Bajaj Finance ltd.

Culture Anchor:

• Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targets
• Execute with Rigor - Takes responsibility for meeting targets with focus and effort
• Own It - Maintains honesty and fairness in all interactions in line with organization’s policies
• Act with Integrity

Duties and Responsibilities

The role will require a strong understanding of Professionals, industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFL’s risk policies. The incumbent will be responsible for underwriting loans in their specific locations, which will mostly be pre-qualified / pre-approved by the Risk team, and require quick processing TATs, in the following businesses:

• Professional Loans: Monthly disbursements are expected to cross Rs.250 Cr in these businesses by September. Thus each Credit Manager is expected to process Rs.10 Cr of loan applications.

Key Responsibilities:

1. Underwriting of Loans to Professionals within defined time lines.
2. Drive ownership of internal processes & compliance with underwriting policies
3. Support Business, Risk & Operations in meeting the long term goals of the respective businesses

Required Qualifications and Experience

Qualifications: