Sr. actuarial analyst ii

Job Type:

Full time

Exempt/Non Exempt:

Salary

Job Description:

Location Details:

Remote

Position Schedule / Shift:

Monday – Friday, 8am – 5pm

Position Summary:

The Senior Actuarial Analyst II provides both advanced and complex risk assessments, sophisticated data analysis and advanced financial forecasting within the actuarial team. Depending on team assignment, develops complex models and manipulates data for pricing and/or reserving products for current and new property/casualty insurance coverage and products. Design, develop and generate essential reports and provide recommendations to leadership.

Depending on team assignment:

• Analyze data, develop material, and prepare appropriate communications
• Compile and organize data for actuarial review
• Prepare reports, proposals, system documents, filing support and documentation files
• Provide recommendations for improving methods, analysis and data gathering techniques used by the actuarial teams
• Present project data, results and recommendations to management and senior leaders
• Provide consultation and clarification regarding complex actuarial and risk assessment models
• Provide instruction in basic actuarial methods and techniques to junior analysts
• Formulate and interpret complex mathematical rate making and/or reserving models using available tools
• Perform ad hoc analyses, including classification, inflation, and tail factor analyses, for current and future products
• Support state and regulatory filings and respond to inquiries from auditors/DOIs
• Work with IT and business technical support in gathering and verifying data for rate indications, rate revisions, reserve indications and special projects
• Research suitable trend indications for analysis, providing material and oral support to recommendations made to management
• Performs actuarial adjustments to meet the analysis purpose
• Lead projects and/or assignments as required
• Coordinate and execute the scheduled rate reviews and indications to ensure rates are adequate, not excessive, or unfairly discriminatory and internally consistent with experience
• Provide complex level analysis and preparation of competitive product and rate comparison reports
• Analyze competitor’s rate structures and coverage
• Develop and prepare competitor rate manual analysis

Supervisory Responsibilities:

None

Qualifications:

Required Education:

Bachelor’s degree in Mathematics, Actuarial Science, Statistics, or a related field

Successful completion of five or more actuarial examinations

Maintain eligibility in the Actuarial Professional Development Program following department guidelines

Extensive experience in:

Minimum of four years of experience in an actuarial environment to include the following:

• Pricing or reserving property and casualty insurance products
• Formulating and interpreting mathematical rate making or reserve models
• Analyzing technical studies and data and drawing sound conclusions
• Performing research and statistical analysis to complete assignments
• PC software applications (e.g., Word, Excel, PowerPoint, etc.)
• Statistical software tools and/or statistical modeling concepts to develop recommendations and draw conclusions
• Coordinating and executing projects
• Preparing reports and exhibits for management review
• Modeling and complex quantitative analysis resulting in sound recommendations

And Experience in three or more of the following:

• Expertly preparing property and casualty rate filings
• Proficiently preparing property and casualty regulatory filings and statements
• Preparing advanced competitive product and rate comparison analysis reports
• Completing intricate actuarial research relating to insurance operations
• Leading development, implementation, or enhancements to rating plans or reserving methods
• Performing in-depth analysis methods such as classification, inflation, and tail factor

Preferred Education:

Master’s Degree in Mathematics, Actuarial Science, Statistics, or related field

Experience:

Experience with Commercial Lines

Work Environment:

This position works from a home office location. Depending on the role, some employees may be required to come into the office, at a minimum, for important departmental meetings or team building events.

Compensation & Benefits Overview:

ACG complies with all applicable state and local laws regarding required benefits (including PTO, paid sick leave, etc.).

Compensation

Sr. Actuarial Analyst II will earn a competitive salary of $86,000 - $130,000 annually with annual bonus potential based on performance.

Benefits

At ACG, we offer a comprehensive and flexible benefits package designed to support your health, financial well-being, and professional growth.

Health & Wellness

• Medical plans with multiple coverage options, including HSA eligibility
• Prescription drug coverage
• Dental and vision benefits
• Employee Assistance Program (confidential support services)

Financial Protection & Insurance

• Company-paid basic life insurance
• Optional supplemental life insurance and dependent coverage
• Short-term and long-term disability coverage
• Critical illness, accident, and pet insurance options

Retirement & Savings

401(k) plan to support long-term financial goals. 3% automatic deferral upon eligibility; may contribute 1% to 50% of eligible earnings, either pre or post tax. Company match of 50% paid on employee contributions up to 6% of pay, payable to employees following the end of the year; immediate vesting. Additional company contribution of 4% of pay each pay day into your account; 100% vested after three (3) years of service

Health Savings Account (HSA) and Flexible Spending Accounts (FSA) options

Time Off & Leave

Paid Time Off (PTO): Accrual-based, increases with tenure, eligible at 90 days of employment. Full-time new employees will receive up to 12 PTO days annually; accrual based on start date and may include additional PTO based on role and/or state & local requirements. Part-time employee PTO hours are calculated based upon the standard weekly hours the employee is scheduled to work and will accrue at a minimum of 3 hours per month

Paid Holidays: Full-time employees are eligible for 10 company-paid holidays annually, in addition to 1 mental health day, 2 floating holidays and 1 volunteer day. Holidays vary by business unit schedules. Part-time employees are eligible for 8 company-paid holidays annually, in addition to 1 mental health day and 2 floating holidays. Holidays vary by business unit schedules

Paid leave programs, including parental, bereavement, jury duty, and military leave

Career Growth & Education

Tuition assistance (up to $5,250 annually; 80% covered by ACG)

Professional certification support with 100% reimbursement for eligible programs

Opportunities for career development and advancement

Additional Perks

Complimentary AAA membership with roadside assistance and travel discounts

Adoption assistance program

Job Posting Period:

This position is expected to remain posted through October 9, 2026; however, it may close at any time once a qualified candidate pool is identified.

Who We Are

Become a part of something bigger. The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other. We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.

To learn more about AAA The Auto Club Group visit www.aaa.com

Important Note:

ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.

The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Regular and reliable attendance is essential for the function of this job. AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.