Senior credit analyst - baltimore

Key Responsibilities:

• Manage credit portfolio of diverse companies including public and private companies, investment grade and non-investment grade credits, and middle market to large corporate obligors.
• Perform comprehensive financial statement analysis to assign a company credit rating and recommend underwriting strategy.
• Review all pertinent credit and financial information — including financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research, and peer data, to arrive at an appropriate credit rating.
• Prepare and present complex credit recommendations on large exposures and strategically important credits to senior credit management and other stakeholders in a credit committee setting.
• Develop and maintain relationships with treasury and finance teams to obtain financial data, review financial performance, discuss business forecasts.
• Author industry sector outlooks to determine underlying market trends.

Key Experience:

• Prior fundamental credit training including financial statement analysis is preferred.
• Experience evaluating corporate financial statements of both public and private companies.
• Experience using ratings platforms for company research, financial data, and credit analysis.
• Experience producing thoughtful qualitative and quantitative written analysis.

Key Requirements:

• Bachelor’s degree in Business Administration or Finance, MBA preferred.
• 5-7 years’ experience in banking, insurance or other financial institutions.

Benefits:

• Competitive compensation.
• Annual bonus eligibility and/or commission structure opportunities.
• 401(k) discretionary match of up to 6%.
• Flexible work schedules.
• Health and wellness benefits.
• Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off.
• Tuition Reimbursement.
• Family care resources, including fertility and adoption benefits.

Learn more about our benefits here.

Commitment to Diversity, Equity, and Inclusion: We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer.