Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

The Opportunity

SmartCash is Ally Financial's dealer money movement and wholesale settlement platform, responsible for processing approximately $500 million per day in ACH transactions across Ally's national auto dealer network. The platform serves a critical operational function and operates under strict daily processing windows with no tolerance for failure.

The platform is currently undergoing a full migration to AWS. Architecture design and proof of concept work has been completed across all major workstreams, and the team is moving into execution. The Senior Software Engineer joining this team will contribute to a well-defined migration program while maintaining a production platform that runs seven days a week. The role carries technical depth across cloud infrastructure, Java application development, database migration, and batch processing — supported by modern tooling including enterprise access to generative AI development tools.

The Work Itself

Cloud Migration:

Migrate SmartCash's application and data tiers to AWS. This includes re-platforming Spring Batch jobs from OpenShift to AWS Batch on ECS Fargate, migrating WebLogic and JBoss online applications to ECS Fargate containers, moving the Oracle 19c database to Aurora PostgreSQL, archiving to S3 Glacier, and deploying the React SPA to S3 with CloudFront distribution. Infrastructure is managed via Terraform through the Ally PCE GitLab pipeline.

Database Migration:

Convert Oracle PL/SQL packages, procedures, and sequences to PostgreSQL compatible equivalents. This work requires applied knowledge of both Oracle and Aurora PostgreSQL behavior under financial transaction load.

Batch Processing:

Maintain and extend the Spring Batch processing chain that runs nightly Monday through Friday, generating ACH files, GL extracts, retail and wholesale feeds, and CBA reports. Own incident response within this chain and eventually re-platform these jobs to AWS Batch without interrupting production operations.

Feature Development:

Contribute to high impact, innovative capabilities that advance the platform alongside migration work. SmartCash is an active product — new features ship regularly and engineers are expected to contribute meaningfully to both the modernization effort and the ongoing business roadmap.

AI Assisted Development:

Utilize generative AI tooling as a standard development instrument.

Minimum Qualifications

• 3+ years of relevant experience
• Bachelor's degree in Computer Science, Software Engineering, or equivalent

The Qualifications We’re Looking For

• 3+ years of experience preferred.
• Java and Backend Development - 3+ or more years of production Java development; Java 17 or 21
• Spring Boot and Spring Batch, including job partitioning, restart ability, step chaining, and failure handling
• Familiarity with Java EE patterns — EJB, container managed transactions, JNDI — and experience migrating away from legacy JEE frameworks
• RESTful API design and experience operating behind an enterprise API gateway
• Experience with Micro Service Architecture
• Production experience with ECS Fargate, AWS Batch, EventBridge, Step Functions, Secrets Manager, and RDS/Aurora
• Working knowledge of VPC networking, IAM roles, and OIDC based authentication; IMDS based identity patterns preferred over static credentials
• Familiarity with ECR, S3, CloudFront
• Terraform authorship in a Multi-region environment, module based structure
• Experience with a corporate CI/CD pipeline framework and state management conventions
• Proficiency in Oracle SQL and PL/SQL sufficient to read, analyze, and convert legacy packages
• Working knowledge of Aurora PostgreSQL
• Demonstrated experience using generative AI tools — such as Claude, GitHub Copilot, or equivalent — as active development instruments, not supplementary aids
• Ability to apply AI tooling to practical engineering tasks: legacy code analysis and refactoring, automated documentation, test generation, schema conversion, and code review

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: Ally Total Rewards

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email hrpolicy@ally.com with details of your accommodation request.

Base Pay Range

$85,000.00 - $150,000.00

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation:

This position is eligible to participate in our annual incentive plan.