Lending specialist (australian mortgage company)

Roles & Responsibilities:

• Assist Finance Brokers in managing the end-to-end loan application and lending process.
• Review client financial information, income documents, bank statements, liabilities, assets, and supporting documents for completeness and accuracy.
• Assess loan applications against lender policies, serviceability requirements, credit criteria, and documentation requirements.
• Liaise with banks, lenders, BDMs, mortgage brokers, solicitors, valuers, and other stakeholders to obtain required information and resolve application issues.
• Follow up on loan applications, conditional approvals, valuations, documentation, formal approvals, and settlements.
• Ensure all application documents are accurate, complete, properly formatted, and submitted within required timelines.

Qualifications:

• Bachelor’s degree in Finance, Banking, Business Administration, Accounting, Economics, or a related field.
• Minimum 2–4 years of relevant experience in Australian mortgage lending, finance broking, loan processing, credit assessment, banking, or financial services.
• Strong understanding of the Australian mortgage and lending process, including loan applications, serviceability assessment, lender policies, approvals, and settlements.
• Experience working with Australian banks, non-bank lenders, mortgage brokers, or financial institutions will be highly preferred.
• Strong analytical and numerical skills with the ability to assess financial information, income, expenses, liabilities, assets, and borrowing capacity.
• Excellent written and verbal English communication skills, with the ability to communicate professionally with Australian clients, brokers, and lenders.