Funding validation officer - automotive finance - anjou, quebec

Requisition ID: 276245 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Contributes to the overall success of the Funding department of Scotia Dealer Advantage in Canada ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.

Is this role right for you?

In this role you will:

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Ensures sound and timely due diligence in application validation by: verifying documentation to prescribed departmental checklists to ensure that all original loan documents are included in the funding request package; verifying the validity and accuracy of Conditional Sale Agreement or Loan Agreement in all respects including verifying the collateral description in documents back to the Bill of Sale and the credit decisioning system; resolves all identified discrepancies by communicating with Credit Analysts and/or dealers to make corrections to identified discrepancies; referring exception funding situations to the departmental Supervisor or Manager, as required for review and resolution.
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
• Champions a high performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; communicating vision/values/business strategy and managing succession and development planning for the team.

Do you have the skills to succeed in this role?

We’d love to hear from you if you have:

• Previous experience in a customer service capacity utilizing the telephone as the primary means of communication is preferred.
• Previous experience in verifying the accuracy of contracts combined with the analysis of income and income sources is preferred.
• Knowledge of Microsoft operating systems including Word, Excel, Outlook and the Internet.

What's in it for you?

The opportunity to join a forward-thinking organization where you are surrounded by a collaborative team of innovative thinkers. A competitive compensation and benefits package. An organization committed to making a difference in our communities– for you and our customers. You can expect to be recognized and rewarded for high-performance. You’ll be supported by leadership through meaningful development conversations that enable faster advancement and internal training to support your growth and development. You’ll receive clear, transparent criteria to progress in your career.

Working Conditions

Work in a standard office-based environment; non-standard operating hours Monday-Saturday. Month-end driven with seasonality, overtime is required during these peak periods. The hours of operation are 7:30am - 8:00pm from Monday to Friday and 7:30am - 5:00pm on Saturdays -- you will be scheduled within these times.

In addition to French, the successful candidate must also have sufficient knowledge of English, as the work involves interacting and collaborating regularly with groups and individuals based in Toronto, as well as constantly interacting with other people, including clients, who speak English, locally and elsewhere.

Location(s): Canada : Quebec : Anjou Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.