Job Title: Mortgage Loan Underwriter

Department: Underwriting

Location: On-site preferred (Meridian, ID) or virtual

Employment Type: Full-Time

Position Summary:

Underwrite mortgage loans that adhere to various agency underwriting policy and procedures. Additionally, responsible for answering questions and assist with problem solving with loan officers and processors, and respond to both internal and external QC audit findings in a timely and proficient manner. Responsible for providing efficient, timely, consistent, accurate quality loan decisions daily.

Key Responsibilities:

Adhere to various agency underwriting policy and procedures
Answer questions and assist with problem solving with loan officers and processors
Respond to both internal and external QC audit findings in a timely and proficient manner
Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis

Qualifications/Skills:

Three years’ underwriting experience
FHA/Conventional Mandatory
VA/USDA highly preferred
Multi state highly preferred
Ability to effectively communicate both verbal and written
Capable of working under pressure and meeting strict deadlines on a consistent basis
Strong mathematical aptitude
Ability to calculate income via W-2/Tax Returns
Adept at analyzing issues and determining best approach for solution
General experience and understanding of the following products:

Byte Loan Origination Software
Microsoft Word, Excel, and Outlook
Internet Navigation

Strong Interpersonal and customer service skills
Ability to work with a diverse client base (Loan Originators, processors etc)
Detail Oriented
Adept at working in a high volume, fast paced environment

Salary Range:

$70,000.00 - $90,000.00 per year (compensation to commensurate with experience)

Benefits:

401(k)
Dental insurance
Disability insurance
Employee assistance program
Employee discount
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Referral program
Retirement plan
Vision insurance